Carrier Solvency & Financial Strength
Protective Life Review & 2026 Ratings
Consistently lowest price leader for 10-30 year level term life policies for healthy individuals aged 25-50.
A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1907
Operating Scale
50 States
Elena Rostova, NPN #18942019
NPN #18942019 Verified
Senior Life Insurance Underwriting Analyst • Licensed Life & Health Producer (NPN #18942019) • Former Carrier Underwriter
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Protective Life Flagship Product Portfolio
Protective Classic Choice Term
A+ Backed
Custom Choice UL
A+ Backed
ProSaver Annuity
A+ Backed
2026 Term & Whole Life Matcher • Your Area
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