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Pacific Life Review & 2026 Ratings

Consistently ranked #1 in overall indexed universal life sales volume; exceptional financial strength and customer service.

A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1868
Operating Scale
50 States

Pacific Life Flagship Product Portfolio

Pacific Discovery Xelerator IUL 2 A+ Backed
Horizon IUL A+ Backed
Pacific Index Foundation A+ Backed