Carrier Solvency & Financial Strength
Pacific Life Review & 2026 Ratings
Consistently ranked #1 in overall indexed universal life sales volume; exceptional financial strength and customer service.
A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1868
Operating Scale
50 States
Elena Rostova, NPN #18942019
NPN #18942019 Verified
Senior Life Insurance Underwriting Analyst • Licensed Life & Health Producer (NPN #18942019) • Former Carrier Underwriter
Fact-Checked & Audited: September 2026
•
Actuarially Reviewed by Sarah Jenkins, Esq.
•
Pacific Life Flagship Product Portfolio
Pacific Discovery Xelerator IUL 2
A+ Backed
Horizon IUL
A+ Backed
Pacific Index Foundation
A+ Backed
2026 Term & Whole Life Matcher • Your Area
Compare Top 2026 Life Insurance Rates in Seconds
Looking for fast, affordable term life or mortgage protection in Your Area? Get instant quotes from top A+ rated carriers with simplified issue underwriting and zero medical exams.
✓ Single Opt-In Form
•
✓ Level 10–30 Year Terms
•
✓ Up to $1M No-Exam
Compare Life Rates →
No Medical Exam Needed