Carrier Solvency & Financial Strength
Lincoln Financial Group Review & 2026 Ratings
Sophisticated index account design (multiple S&P and volatility-controlled options) and premium long-term care riders.
A.M. Best Rating
A (Excellent)
S&P Financial Rating
A+
Year Founded
1905
Operating Scale
50 States
Elena Rostova, NPN #18942019
NPN #18942019 Verified
Senior Life Insurance Underwriting Analyst • Licensed Life & Health Producer (NPN #18942019) • Former Carrier Underwriter
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Lincoln Financial Group Flagship Product Portfolio
Lincoln WealthAccumulate 2 IUL
A+ Backed
Lincoln MoneyGuard
A+ Backed
OptiBlend Annuity
A+ Backed
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