Carrier Solvency & Financial Strength
Banner Life / Legal & General Review & 2026 Ratings
Instant algorithmic underwriting without exams for up to $2,000,000; terms available up to 40 years.
A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1949
Operating Scale
50 States
Banner Life / Legal & General Flagship Product Portfolio
OPTerm 10-40
A+ Backed
Banner Digital Instant Issue
A+ Backed